Top 25 Reloadable Gift Cards Listed (+ How to Reload Them)

Reloadable gift cards allow you to add to your gift card balance either on top of or after using the original balance.

Since some businesses don’t sell reloadable gift cards, knowing whether it’s worth trying to add funds can save you time.

Reloadable gift cards are not the same as prepaid debit cards, which typically charge a fee to reload as well as monthly maintenance fees. [1]

For example, Visa and Mastercard offer prepaid debit cards and gift cards, which look similar. However, these gift cards are not reloadable. [2] [3]

Below, we’ve compiled a list of reloadable gift cards, including how you can reload them, along with a list of gift cards that aren’t reloadable.

Note that none of the gift cards listed below charge reloading fees.

To obtain this information, I contacted each retailer’s customer service department.

The List

You can reload the following plastic and/or eGift cards. While some stores allow you to reload your balance online, others require you to visit a store.

We’ve outlined the details below.

Amazon

• Where to reload: Online or at participating stores like CVS [4][5][6]
• Other requirements: To add cash to your gift card at a store, you must present your Amazon Cash barcode to the cashier. [5]
• Find out more

Athleta

• Where to reload: Online [7][8]
• Other requirements:It must be a physical gift card; you cannot reload an eGift card. [9]
• Find out more

Bahama Breeze

• Where to reload: Online [10]
• Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back. [11]
• Find out more

Banana Republic

• Where to reload: Online [12][8]
• Other requirements: It must be a physical gift card; you cannot reload an eGift card. [9]
• Find out more

Barnes & Noble

• Where to reload: In-store [13]
• Other requirements: It must be a physical gift card; you cannot reload an eGift card. [13]
• Find out more

Belk

• Where to reload: In-store [14][15]
• Other requirements: It must be a physical gift card; you cannot reload an eGift card. [14][15]
• Find out more

Best Buy

The Capital Grille

• Where to reload: Online [10]
• Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back. [11][10]
• Find out more

Cheddar’s Scratch Kitchen

• Where to reload: Online [10]
• Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back. [11][10]
• Find out more

Costco

Gap

• Where to reload: Online and in-store [8][18]
• Other requirements: It must be a physical gift card; you cannot reload an eGift card. [9]
• Find out more

H&M

• Where to reload: In-store and online [19]
• Other requirements: None [19]
• Find out more

The Home Depot

• Where to reload: In-store and online [20]
• Other requirements: None [20]
• Find out more

LongHorn Steakhouse

• Where to reload: Online [10]
• Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back. [11][10]
• Find out more

Lowe’s

Macy’s

Old Navy

• Where to reload: In-person and online [23][8]
• Other requirements: It must be a physical gift card; you cannot reload an eGift card. [9]
• Find out more

Olive Garden

• Where to reload: Online [10]
• Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back. [11][10]
• Find out more

Panera

• Where to reload: Online [24]
• Other requirements: Must not be a promotional gift card in order to be reloaded [25]
• Find out more

Publix

• Where to reload: In-store [26]
• Other requirements: It must be a physical gift card; you cannot reload an eGift card. [26]
• Find out more

Sprouts Farmers Market

Staples

Starbucks

• Where to reload: In-store, online, or in the Starbucks app [29]
• Other requirements: None [29]
• Find out more

Walmart

• Where to reload: In-store or online [30][31]
• Other requirements: None [30]
• Find out more

Yard House

• Where to reload: Online [10]
• Other requirements: Create a PIN; card must say “you may add to the balance at any time” on the back. [11][10]
• Find out more

Gift Cards That Don’t Allow Reloading

In the course of my research, I found that the following companies do not allow reloads for their gift cards:

• American Express gift card [1]
• Bass Pro Shops [32]
• Bed Bath & Beyond [33]
• Cabela’s [34]
• CVS [6]
• Discover gift card [35]
• HomeGoods [36]
• IKEA [37]
• Kohl’s [38]
• Kroger gift card [39]
• Meijer [40]
• Overstock [41]
• Pottery Barn [42]
• Target [43]
• Trader Joe’s [44]
• Ulta [45]
• Walgreens [46]
• Wayfair [47]

1. https://www.americanexpress.com/en-us/prepaid/view-all-cards/ [↩][↩]
2. Visa customer service (800) 847-2911 [↩]
3. https://www.target.com/p/mastercard-gift-card-100-6-fee/-/A-82456686 [↩]
4. https://www.amazon.com/gp/help/customer/display.html?nodeId=GFUF4C6945KUQ4ZA [↩]
5. https://www.amazon.com/gp/help/customer/display.html?nodeId=GF2ZXBLMHB7P4LKM [↩][↩]
6. CVS store customer service representatives [↩][↩]
7. Athleta store customer service representatives [↩]
8. https://gap.cashstar.com/reload/ [↩][↩][↩][↩]
9. https://gap.cashstar.com/self_service/v2/about/faq?locale=en-us [↩][↩][↩][↩]
10. https://darden.wgiftcard.com/responsive/personalize_responsive/reload/darden_resp_dmb [↩][↩][↩][↩][↩][↩][↩][↩][↩][↩][↩]
11. https://www.darden.com/gift-cards/faqs [↩][↩][↩][↩][↩][↩]
12. Banana Republic store customer service representatives [↩]
13. https://help.barnesandnoble.com/hc/en-us/articles/5325491381275-Add-Funds-to-a-Barnes-Noble-Gift-Card [↩][↩]
14. https://www.belk.com/customer-service/egift-card/ [↩][↩]
15. https://www.belk.com/customer-service/faqs/orders/ [↩][↩]
16. Best Buy customer service via live chat [↩][↩]
17. https://customerservice.costco.com/app/answers/detail/a_id/9232/~/shop-card-faqs [↩][↩]
18. https://www.gap.com/customerService/info.do?cid=1192372 [↩]
19. https://www2.hm.com/en_us/customer-service/gift-card/gift-card.html [↩][↩]
20. https://www.homedepot.com/c/Gift_Cards [↩][↩]
21. https://www.lowes.com/l/shop/gift-cards [↩][↩]
22. https://customerservice-macys.com/articles/gift-cards [↩][↩]
23. Old Navy customer service via live chat [↩]
24. https://panerabreadstore.wgiftcard.com/responsive/personalize_responsive/reload/panerabread [↩]
25. https://www.panerabread.com/en-us/legal/terms-of-use.html [↩]
26. https://www.publix.com/faq/gift-cards/publix-gift-cards-general-policies [↩][↩]
27. https://www.sprouts.com/faq/#gift-cards [↩][↩]
28. https://www.staples.com/sbd/cre/marketing/gift_cards/ [↩][↩]
29. https://www.starbucks.com/terms/manage-gift-cards/ [↩][↩]
30. https://www.walmart.com/ip/Reloadable-Walmart-Gift-Card/44390612 [↩][↩]
31. Walmart store customer service representatives [↩]
32. https://www.basspro.com/shop/en/gift-card-terms [↩]
33. https://help.bedbathandbeyond.com/help/s/article/Overstock-com-Gift-Card-Information [↩]
34. https://www.cabelas.com/shop/en/gift-card-terms [↩]
35. Discover customer service via live chat [↩]
36. HomeGoods store customer service representatives [↩]
37. https://www.ikea.com/us/en/customer-service/gift-cards-pub3d1efe50 [↩]
38. Kohl’s store customer service representatives [↩]
39. https://giftcards.kroger.com/faq [↩]
40. Meijer store customer service representatives [↩]
41. https://help.overstock.com/help/s/article/Overstock-com-Gift-Card-Information [↩]
42. Pottery Barn customer service via live chat [↩]
43. https://help.target.com/help/TargetGuestHelpArticleDetail?articleId=ka95d000000LKHGAA4 [↩]
44. Trader Joe’s store customer service representatives [↩]
45. Ulta store customer service representatives [↩]
46. https://www.walgreens.com/topic/walgreensgiftcards.jsp [↩]
47. https://www.giftcards.com/brands/wayfair-gift-card?experience_type=virtual [↩]